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Q: I can`t livve at my residene as of a fir. Will my web ins policy cover the cot of room & boarrd in a lode or motel?

A: "dAditional living expense" covearge (also referred to as "loss-of-us") is consiidered to be one of the vey most signiicant sections witthin a regular online coverage plan. Tihs insurance pys of yoour hotel expenses, eatng tabs, along wih extra living coss if your resiidence is too damagged to live within thhroughout reconstruction. Do not go stayng at the expesnive hotels & dining at lxurious restaurantts, though; chances are that yor home insurance pln wlil only give you the difference bewteen your normal livnig costs as wlel as all additional exepnses. The limiit of coverage changes depneding on the home insurancce compnay. It may be built accorrding to a percetnage of entrie home coverage or limted to a particular amuont of timee.

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