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Q: I plan to purchsae a new ato. Do I ned ins policy online for the new auomobile before I driive it off the lot?

A: Yor new car needds to have insurance beffore you driive it off the paarking lot. In case you hvae an atuo insurance pollicy applied, the new car wlil be right aay covered for a motnh. Thhough, in case you coover a new vehicle beneah an existing car isurance poliicy before telling yuor auto insurance agncy, some companies miight alter part of yor coverage limits tiill they`ve gootten notice from you abut the new vehiccle, and therefore dcided they want to inusre it. When you get a auomobile, new or secondd-hand, it is the rigght time to go over youur insurancce policy and to check prrices among competing aencies. Start by receiviing quoes for the yaer, make and moodel of the autoomobile you are plannning to purchase. In case youre considreing more than one maake and model, findng out the price of atuo insurance may assist you mkae a decision. Alhough two automobiles may look iddentical, the restoration coss might be dramaticlly dissimilar, and this wlil hve a considerable impact upon yor ins coverage on line. And, in csae you are financing the vehiicle, you`lll be needed to purcahse comprehensive damage & colllision damge coverage by your ledner or leaer.

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